Born and raised in Southern California, I started covering families in 2024, after my father had experienced a heart attack. His doctor said his work in the Coast Guard was too stressful. I now work to protect California families during their most vulnerable moments.
Indexed Universal Life (IUL) insurance offers flexible coverage with customizable benefits and tax-free cash value growth with investment options, providing protection for loved ones and potential tax-free income based on your financial goals.
Term life insurance offers straightforward, affordable coverage for a set period, providing a death benefit to your beneficiaries if you pass away during the term, ensuring financial protection for your loved ones and peace of mind for you.
Final expense insurance provides affordable guaranteed whole life coverage designed to cover funeral costs and other end-of-life expenses, ensuring that your loved ones are not burdened with these costs after your passing.
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Life insurance is a way of transferring financial risk from you to someone else - in this case the life insurance company. Just like you insure your car, house and belongings, why wouldn't you also insure your most valuable asset? Your life and ability to earn an income.
The wealthy have done this for years. A single financial incident can change the course of your life. did you know medical bills are the #1 cause of bankruptcy in the US? Why leave your financial future and that of your family to chance. Instead you can pay just a small monthly premium to have those risks taken care of by someone else.
Work with a nationally accredited and state licensed life insurance broker who is a fiduciary. This means they have a legal obligation to work for you and provide you with options for the best policy and benefits for your personal situation. We are legally required to put your best interests ahead of everything else.
It depends on the insurance carrier and type of policy you choose. Your licensed insurance advisor can provide you options that include instant guaranteed issue policies if that is what you would prefer.
Every individual policy is different based on your unique situation and the benefits you choose. Your licensed advisor will provide you the best options for you, your family and your budget to choose from.
Mr. Dodson was fantastic to work with. I had difficulty finding a policy I could qualify for in the past, but he worked hard for over a week to find me a whole life policy that I did qualify for. His service is 10/10. I highly recommend him.
After failing to find companies willing to cover me for months, Mr Dodson helped me find a policy within just 1 day. He is kind, professional and personable. I recommend him to anyone looking for life insurance. He will work hard to find the right coverage for you and your family.
I'm so thankful to know that if I'm injured and can't work my mortgage will still be taken care off. Such a relief.